Job Description

Within the Insurance Department of the Europ Assistance Group, you will play a key role in shaping the underwriting strategy, driving profitability, and managing the travel insurance portfolio. Serving as the central expert, you will lead risk assessment, pricing decisions, and product governance, while ensuring alignment with internal policies and regulatory standards. In this strategic position, you will work closely with actuarial, pricing, product development, distribution, and claims teams to support sustainable growth and long-term profitability. You will report directly to the Global Head of Pricing and Underwriting.

Responsibilities /Tasks

Manage the Pricing Process of our international tenders

• Evaluating the risk properly; understanding specificities of the opportunity; leveraging existing databases or existing segmented pricing models.

• Interacting with the Sales team to build the best possible offer for the partner

• Presenting the proposed pricing structure, expected profitability and areas of concern to the Underwriting Committee and in some occasions, to the partner in collaboration with the Sales team

Manage the underwriting Committee

• Validate pricings done by local EA entities in accordance to the Group underwriting guidelines

• Challenge action plans taken by local EA entities on their unprofitable accounts

• Definition of pricing adjustments where applicable or other levers to steer profitability

• Coordinate with the Irish Branch of the Europ Assistance Group to share analyses on the profitability of the Travel International portfolio.

• Accompany the sales teams to present technical performance of the program during Annual Business Reviews

• Contribute to Group initiatives related to Product and Pricing Standardization, two key pre-requisites for the implementation of the new core insurance platform

Product Development & Innovation

• Partner with product and actuarial teams to design competitive travel insurance offerings tailored to different geographies and customer segments (B2B, B2B2C, B2C).

• Support the development of new covers (e.g., epidemic/pandemic, CFAR…).

• Ensure compliance with Product Oversight & Governance (POG) requirements.

Your contacts will be

• EA Holding

• General Management

• Global Sales team

• Data team

• Actuarial team

• Sales team

• Pricing & underwriting team

Preferred Experience

Education or equivalent experience

• Bachelor's degree in actuarial science, mathematics, or related area.

Skills/ Knowledge/abilities

• You have a strong technical background in actuarial science or insurance.

• Your technical knowledge has been supplemented by 5-10 years of prior experience in the underwriting of property and casualty insurance business

• You are willing to work in an international environment in close collaboration with the commercial team and willing to be exposed to our partners

• You have a good level of English (the Group's language of exchange)

• Organized and autonomous: you will have to manage different topics and activities at the same time

• Excellent analysis and synthesis capabilities; ability to communicate technical results to an audience with a different background

• Proactive and relationship building oriented, driven by curiosity and personal initiative

Recruitment Process

1/ HR 

2/ N+1 

3/ Optional : technical test, N+2, culture fit

Additional Information

• Contract Type: Full-Time
• Location: Saint-Denis
• Education Level: Master's Degree
• Experience: > 5 years
• 50% remote

The Europ Assistance group is committed to inclusion and non-discrimination. We take action on a daily basis in favor of the disabled, seniors, social diversity and equality between men and women. Above all, we recruit skills and personalities. Diversity within our teams is a major challenge, as it is a source of innovation and performance.

About

With over million customers around the world and 12,000 employees in 37 countries, Europ Assistance is the 2nd global player of assistance services in 3 areas: travel, mobility, and personal care. Founded in 1963, Europ Assistance, the inventor of assistance, supports customers in over 200 countries and territories thanks to our network of 750.000 approved providers.

Our mission is to bring people from distress to relief – anytime, anywhere. We provide automobile assistance, travel assistance and insurance services, as well as personal assistance services such as the protection of the elderly, the protection of digital identity, telemedicine and the Conciergerie. The company vision, shared by our 12,000 employees, is to prove every day that we are the most reliable care company in the world, and to make our people proud of who we are, what we do, and, how we do it.

Europ Assistance is part of the Generali Group, one of the world’s leading insurers. It is with the support and commitment of Generali, its shareholder, that the Europ Assistance Group has become the world leader in its sector. As long-standing partners, the two entities are jointly committed to future-oriented projects.

Our promise and tagline, "You Live, We Care" is what we stand for every day. We are a care business, delivered by people. "We care" means that we are caring, available, reliable and easy to work with. Our employees bring those values to life.

As a leader in the assistance industry, we are looking for a passionate, committed, and self-driven talent to help us shape the future of the industry.

Europ Assistance is committed to inclusion and non-discrimination. We act in favor of disability, social diversity and equality. Above all, we recruit skills and personalities, and diversity within our teams is key because it is a source of innovation and performance.

Make an impact, join Europ Assistance!